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Welcome to the Patents & the Financial Services Industry Blog at xelpi.com. This blog focuses on updates on recent case law, articles, and other news and activities affecting patents relating to services provided by the finance industry. Since the Federal Circuit’s State Street decision in 1998, the number of U.S. patent applications filings relating to financial services has seen a marked increase. Since that time, however, the environment for financial services patents has endured a bumpy ride due to both bad PR and recent cases addressing issues such as obviousness (KSR v. Teleflex), patentable subject matter (Bilski v. Kappos), and divided infringement (Muniauction and BMC Resources). Check this site to keep informed about the latest hot button issues and the ongoing changes that face patents and the financial services industry.