Mobile Banking Platform Patent Asserted Against Digital Insight Corporation
MShift, Inc. has launched a patent infringement suit against Digital Insight Corporation as well as Digital Insight’s customers. Community Trust Financial Corporation and Community Trust Bank are named as co-defendants. The action asserts that the mobile banking technology that Digital Insight provides its banking customers infringes on a patent awarded to mShift in 2005. MShift technology powers over 200 US Mobile Banking applications for some of the largest financial institutions in America, as well as for local banks and regional credit unions across the USA.
The action, filed in the United States District Court in the Northern District of California, asserts that the mobile banking technology Digital Insight is providing its customers, such as Community Trust Bank, infringes on MShift’s United States Patent No. 6,950,881 (the ‘881 Patent’). The ‘881 Patent’ is entitled a ‘System for Converting Wireless Communications for a Mobile Device’ and was awarded to MShift on September 27, 2005. The ‘881 Patent’ is a fundamental patent that covers communications between a mobile device and a network site. The inventions of the ‘881 Patent’ enable mobile devices such as Smartphones to access network sites such as online or home banking sites by means of a conversion and adaptation engine which performs translations between the language of the network site (e.g. HTML) and the language supported by the mobile device (e.g., WAP, HDML, HTML) as required. By dynamically adapting and configuring data from one or more sources for presentation and use via mobile phones, the ‘881 Patent’ describes an innovative conversion engine that defines the modern mobile banking experience.